Key takeaways
- While many major card issuers offer popular business cards, picking a card from a lesser-known issuer has its advantages.
- Some of our top picks don’t require a personal guarantee, and many tend to offer higher credit limit potential than other business cards.
- Before choosing a business card, compare your options to see which one works best for your business needs and spending habits. Pay attention to annual fees, hidden fees, eligibility requirements and card perks.
When you’re constantly working to grow your business — whether as a sole proprietor or the owner of an LLC — having a business credit card or charge card can make life considerably easier. The right card can become a tool to track all of your business-related spending in one place. You can also earn cash back or other types of rewards on every purchase your business makes, such as video or recording equipment or travel expenses. Plus, many business cards for startups and sole proprietors offer card perks like free employee cards and travel insurance.
If you’re in the market for a business credit card, you may be trying to find out which popular cards are out there and which ones you may be missing out on. You may be curious about exploring some of the lesser-known business cards, even those not offered by major issuers, to see if they are worth considering.
Here are some hidden-gem business cards that you may not be familiar with, along with a breakdown of their significant benefits and features for those who are focused on growing their brand. Points earned with the Brex Card can be redeemed for cash back, merchandise, and special perks such as access to creator events or having your headshot featured on a billboard. Since it’s a charge card, the balance must be paid in full each month.
The Brex Card is designed for startups and growing businesses, offering a high credit limit potential based on business revenue or funds raised. There is no personal guarantee required, no annual fee, and no foreign transaction fees. Cardholders can also benefit from unlimited free employee cards and earn rewards on all business-related purchases, with up to 7X points in certain spending categories. Switching to daily automatic payments with a Brex business account can earn an additional 1X points on select categories. Points earned can be redeemed for travel, statement credits, hotel and airline partner transfers, and more with the BILL Divvy Corporate Card.