Key takeaways
- The Amex EveryDay® Credit Card earns Membership Rewards points, while the Blue Cash Everyday® Card from American Express earns cash back in the form of Reward Dollars.
- The Blue Cash Everyday Card offers a better rewards rate overall and has more spending categories to choose from.
- While the Amex EveryDay Credit Card’s rewards rate might not be as strong, the card could still be a better option for those who want to earn boosted travel rewards.
When comparing the Amex EveryDay® Credit Card* and Blue Cash Everyday® Card from American Express, there are a number of factors to consider — such as rewards rate, redemption options, welcome bonuses and the spending categories that garner boosted rewards. If you or your family spends a lot on groceries each month, then both cards are good options.
According to our analysis, the Blue Cash Everyday Card beats the Amex EveryDay in most situations. It offers more rewards at U.S. supermarkets, U.S. gas stations and on U.S. online retail purchases — three useful bonus categories for the average household.
However, if rewards in these categories aren’t as important to you as getting boosted rewards for travel redemption, then the Amex EveryDay card comes out on top. This card gives you the option to redeem points at higher values for certain travel spending.
In the end, this decision will likely come down to whether you want a straight cash back card or a no-annual-fee option for earning travel rewards. Let’s take a look at other features that could help you decide between these two rewards credit cards.
Card details at a glance
| Amex EveryDay Credit Card | Amex Blue Cash Everyday Card | |
|---|---|---|
| Welcome bonus | 10,000 Membership Rewards points after spending $2,000 on purchases within the first 6 months | Earn a $200 statement credit after you spend $2,000 on purchases within the first 6 months |
| Rewards rate |
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| Intro APR |
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| Annual fee | $0 | $0 |
Amex EveryDay Credit Card vs. Blue Cash Everyday Card highlights
Both of these American Express cards offer similar perks and benefits, but there are differences that could make either card better for one type of spender over the other.
We will analyze the key features of both cards to help you determine which one aligns better with your spending habits.
The Blue Cash Everyday Card from American Express is the winner of the welcome bonus category. This card offers a $200 statement credit after spending $2,000 in purchases within the first six months. On the other hand, the Amex EveryDay Credit Card provides 10,000 Membership Rewards points for spending $2,000 in the same timeframe. These points have an estimated value of $200 when transferred to a high-value Amex travel partner, but only $60 when redeemed for a statement credit. Therefore, if cash back is your primary goal, the Blue Cash Everyday Card’s offer is more valuable. The Blue Cash Everyday Card outperforms the Amex EveryDay Card in the rewards rate category due to its straightforward cash back rewards structure. Although some may value American Express Membership Rewards points more, the Blue Cash Everyday Card offers higher cash back rates in categories that align with typical household spending habits. With 3% cash back on U.S. supermarket, gas station, and online retail purchases (up to $6,000 per year, then 1%), as well as 1% cash back on all other purchases, the Blue Cash Everyday Card emerges as the winner in this category. This structure could potentially double your earnings on purchases if you use your credit card almost every day.