Note: Capital One Shopping compensates us when you get the browser extension using the links provided.”
Are you on the lookout for a simple way to save money while shopping online? Capital One Shopping is a complimentary tool that can assist you in discovering low prices and earning shopping rewards.
This review of Capital One Shopping will aid you in determining if this is the ideal online shopping tool for you. I regularly utilize this platform and share my experience about saving money.
Summary
Capital One Shopping is a free price comparison tool for Amazon and most online stores. The Capital One Shopping browser extension automatically redeems discount codes for instant discounts. You can also earn rewards for online purchases that can be redeemed for gift cards.
Pros
- Comparison tool
- Automatic redeemer
- Earn rewards for gift cards
- Free to join
Cons
- No cash rewards
- Comparison tool bias
- Prioritizes Amazon and eBay
- No signup bonus
Capital One Shopping is a free online shopping app to compare prices, redeem coupon codes, and earn shopping rewards. You can redeem your Capital One Shopping rewards for gift cards.
It’s also possible to use Capital One Shopping as a browser extension or using their online website. I like the browser extension as I can sometimes receive personalized offers on products I research but don’t buy immediately.
This shopping site is free to use and doesn’t require a Capital One bank account to use.
Using Capital One Shopping is easy for most people. The user experience is similar to most shopping portals, and the price comparison tools make it easy to find competitive product prices.
Downloading the mobile app or browser extension helps you get the most value from this service. These tools make it easy to compare product prices and save money.
Joining Capital One Shopping
Capital One Shopping is free and only takes a few minutes to join. You must live in the United States and be at least 18 years old.
You can quickly join by linking your email, Facebook, or Capital One banking account.
The service also asks whether or not you have Amazon Prime and your zip code to calculate tax and shipping costs.
Unlike most shopping apps, Capital One Shopping doesn’t offer a one-time signup bonus. Most apps offer a $5 to $10 bonus after your first qualifying purchase. An exception to the rule is for current Capital One banking customers who may receive bonus cash after installing the app or extension.
Save Money Shopping Online
This app provides several ways to help you save money on online purchases:
- Compares prices between online stores
- Applies discount codes at a discount
- Earn rewards to redeem for gift cards
These tools help you pay a lower price upfront. In addition, the rewards can be redeemed for gift cards for future savings.
For instance, you might consider using Capital One Shopping if you have Amazon Prime. Capital One Shopping compares the product price and shipping costs of various sellers.
Since I use the browser extension, I sometimes get notifications when competing merchants offer a lower price or more cash rewards than Amazon sellers.
The shopping site lets you browse for deals by store and product category. Its search tools are highly in-depth with customizable filters.
Earning Capital One Shopping Credits
The main draw for using Capital One Shopping is to find competitive online prices. However, you can also earn shopping rewards at many online stores.
Most participating stores give between 1% and 8% of the purchase amount back.
Many well-known stores offer Capital One Shopping shopping rewards. However, Capital One Shopping has fewer participating merchants than other apps such as Rakuten.
You can earn rewards for online purchases at your favorite retailer.
Get the free Capital One Shopping extension that will help you find great deals. Then, start earning rewards. After testing the app, I found out that merchants may send limited-time bonuses.
One example for me was getting 15% back at Duluth Trading instead of the standard 6% rate. However, most personalized offers are between 1% and 3% more than the current rate.
It may take up to seven days to receive rewards for qualifying purchases.
I highly suggest reading the merchant’s exclusions to see if there are ineligible products. Additionally, you may not be able to earn cash back on purchases when using certain discount codes.
Unfortunately, I have also had to dispute two transactions that didn’t track properly (in my opinion) for different merchants. I find customer support to be less hands-on than the two other services I usually use, and I was only given the reasons provided in the FAQs for tracking problems.
Redeeming Capital One Shopping Rewards
You can start redeeming your shopping credits with a minimum $5 balance for gift cards at some of your favorite retailers and restaurants. However, some brands have a $10 or $25 minimum balance.
Unfortunately, the rewards catalog currently doesn’t offer Target or Amazon gift cards.
How Much To Use
There are no fees to use Capital One Shopping and you can join for free.
However, the $5 to $25 redemption minimum to exchange Capital One Shopping Credits for gift cards can be a “hidden fee,” as some cash-back apps don’t have a minimum.
Key Features
Here are several benefits that can help you save money with Capital One Shopping.
Shopping Offers
Several places feature the best available offers to help you find competitive deals when you have open-ended shopping plans. These deals may or may not be relevant to you, depending on your needs.
You will see the current Capital One Shopping rewards rate (i.e., 8% back) and any discount codes or coupons.
The featured offers help you save money on these products:
- Clothing