If not, you will only earn the base rate for purchases on each card, which is 1X points per dollar for the Amex Platinum and 2X points per dollar with the Venture X. Venture X, in comparison, allows you to add authorized users at no extra cost, while the other two cards require a fee for authorized users. If you spend $24,000 on regular purchases with your card, you would earn an additional 24,000 points.
With the Capital One Venture X, you could earn a total of 146,000 miles in one year of membership. This includes 48,000 miles on regular purchases, 60,000 miles on airfare booked through Capital One Travel, 12,000 miles on dining, 6,000 miles on cruises, and 20,000 miles on hotels and car rentals booked through Capital One.
The Chase Sapphire Reserve is a great choice for earning 10X points on hotels and rental cars, 5X points on airfare booked through Chase, and 3X points on other travel and dining purchases. It also offers benefits like airport lounge membership, travel credits, and various travel insurance coverages.
The Amex Platinum is best for frequent travelers who book airfare directly with airlines or through American Express Travel. It offers a range of annual credits that can provide significant value for specific types of spenders. Additionally, cardholders receive access to airport lounges, elite status with hotel programs, and various travel insurance benefits.
Both cards offer redemption options for travel through their respective portals, as well as other options like gift cards, cash back, and merchandise. The Amex Platinum also offers access to Priority Pass lounges, Amex Centurion Lounges, and Delta Sky Clubs.