This article was originally published in January 2023 and reflects the pricing, rewards rates, and the author’s experiences at that time. The rest of the content has been updated since then.
Key takeaways
- Upside, formerly known as GetUpside, is a cash back app that offers limited-time deals for users to claim.
- These deals can be stacked with credit card rewards, but they can’t be stacked with loyalty programs or other discounts without reducing the percentage of cash back you get in the app.
- While it’s pretty easy to find gas stations and restaurants offering discounts on the app, it’s not nearly as easy to find participating grocery stores.
Upside is a cash back app that provides cash back at select gas stations, restaurants, and grocery stores. With gas prices on the rise, every bit of savings counts. The average national price for a gallon of unleaded gas was $3.52 in July 2024, according to AAA. While not as high as the peak prices in 2023, it’s still higher than in 2023.
Upside’s promotions can be combined with your existing credit card rewards, offering another way to save money. By stacking multiple savings strategies, you can maximize the benefits of the 1 to 6 percent cash back on gas, dining, and groceries that Upside offers.
How Upside works: The fine print
While Upside partners with national brands like Shell, BP, and Dunkin’ Donuts, not all locations of these retailers offer cash back through the app. It’s essential to check the availability in your area before making a purchase.
When using the Upside app, make sure to follow these steps to take advantage of a deal:
- Click “claim offer”: This must be done before making your purchase.
- Proceed with your purchase using your credit or debit card: You have a four-hour window to complete the transaction.
- Click “I paid with this card”: Ensure that your payment method matches the one you used for the purchase.
Once the transaction is confirmed, you can redeem your cash back with no minimum redemption amount.
Can Upside help you save at gas stations?
While some areas may offer significant discounts, the actual savings at gas stations can vary. It’s essential to compare prices and deals to ensure you’re getting the best value.
Pairing gas rewards credit cards with the Upside app can further maximize your savings. Popular cards like the Citi Custom Cash® Card and Costco Anywhere Visa® Card offer attractive cash back rewards on gas purchases.
However, keep in mind that you may not be able to fully combine loyalty program discounts with Upside discounts, as stated in the app’s terms and conditions.
What restaurant deals can you find on Upside?
Upside offers cash back at various restaurants, with deals ranging from 14 to 22 percent cash back. While chain restaurants may have more consistent offers, local eateries also participate in the program.
Check the app for current promotions in your area to take advantage of restaurant savings.
What about using Upside for grocery store savings?
While Upside claims to offer cash back at grocery stores, availability may be limited depending on your location. Check the app for participating grocery brands and potential discounts.
Pairing Upside with a solid cash back credit card can enhance your savings on grocery purchases.
The bottom line
Upside can be a useful tool for saving money on everyday purchases, especially at gas stations and restaurants. While the availability of deals may vary, combining Upside with other savings strategies can help you maximize your savings.
For any inquiries about credit cards, feel free to reach out to ted.rossman@bankrate.com.
*Information about the Sam’s Club® Mastercard®, PenFed Platinum Rewards Visa Signature® Card, and the Costco Anywhere Visa® Card by Citi has been independently collected by Bankrate. The details of these cards have not been reviewed or approved by the issuer.