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Home » Mortgage demand still staying firm with elevated rates
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Mortgage demand still staying firm with elevated rates

May 10, 2025No Comments3 Mins Read
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Purchase application data

Recent data shows a positive rebound in purchase application numbers after a few weeks of decline. Purchase applications increased by 11% week over week and 13% year over year. This trend will be closely monitored in the coming weeks to see if it can maintain a positive year-over-year run during the summer months. Historically, total volumes tend to decrease after May.

Here is the weekly purchase application data for 2025 so far:

  • 8 positive readings
  • 6 negative readings
  • 3 flat prints

For more in-depth analysis on the growth in data for 2025, refer to a recent article.

Total pending sales

The latest total pending sales data offers insights into current housing demand trends. Despite a slight slowdown due to higher rates, home sales remained strong compared to the previous year. Weekly pending sales numbers for the past few years are as follows:

  • 2025: 398,653
  • 2024: 393,788
  • 2023: 368,490
chart visualization

10-year yield and mortgage rates

Recent market movements have impacted the 10-year yield and mortgage rates. Despite fluctuations, mortgage rates have remained relatively stable. Stay updated on trade news and market trends to gauge future developments.

chart visualization

Mortgage spreads

Monitoring mortgage spreads is crucial for understanding market dynamics. Recent volatility has impacted spreads, but improvements have been seen. Keep an eye on how spreads evolve in relation to market conditions.

chart visualization

Weekly housing inventory data

The increase in housing inventory is a positive development for the market. Monitoring weekly inventory changes provides valuable insights into market trends and the overall health of the housing sector.

  • Weekly inventory change (May 3-May 9): Inventory rose from 744,225 to 755,895
  • The same week last year (May 4-May 10): Inventory rose from 556,291 to 568,557
  • All-time inventory bottom in 2022: 240,497
  • 2025 inventory peak: 755,895
  • Active listings in 2015: 1,109,727
chart visualization

New listings data

The increase in new listings is a positive sign for market normalization. Tracking new listings data provides insights into market activity and trends. Compare the national new listing data for the past few years:

  • 2025: 80,338
  • 2024: 68,793
  • 2023: 61,911
chart visualization

Price-cut percentage

Price cuts are a common occurrence in the housing market, reflecting market dynamics and adjustments. Keep an eye on price reductions and market trends to gauge future price movements.

  • 2025: 36.7%
  • 2024: 33%
  • 2023: 29%
chart visualization

The week ahead: China trade news, inflation week, housing starts and more

Stay informed about upcoming events and market updates, including trade talks, inflation trends, housing starts, and more. Monitor key indicators to make informed decisions and stay ahead of market developments.

chart visualization

Keep a close watch on how market factors influence bond and stock markets, and track the ongoing positive trend in purchase application data for valuable insights into market conditions.

See also  With a potential new rate environment coming, how will reverse mortgage lenders pivot?
demand elevated firm Mortgage Rates staying
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