The Future of Mortgage Lending: Transitioning to a Secure and Seamless Digital Experience
After two decades of service, the SDK used by ICE will be phased out by Oct. 31, 2025, in favor of the more secure cloud-based Encompass Partner Connect (EPC) platform.
Stavvy’s modern framework allows industry participants to seamlessly integrate into ICE solutions, offering services to loan originators and servicers through secure API-enabled technology.
According to Ligris, the decision to transition to ICE’s latest integration tools was driven by the desire to provide a smoother transition to digital tag documents. This move enables a more seamless closing experience, whether hybrid or fully remote, with minimal human intervention.
With Stavvy’s Encompass integration, lenders can now conduct hybrid or fully digital closings, incorporating features like eSign, eNote, eVault, remote online notarization (RON), and in-person electronic notarization (IPEN) directly within Encompass.
The integration leverages the latest Encompass Partner Connect (EPC) APIs and Partner Document Delivery EPC integration to offer an end-to-end experience within Encompass itself. This streamlined process results in faster closings through automation, reducing errors with real-time syncing and automated procedures.
In a statement, Ligris expressed excitement about enhancing the closing process for clients through Stavvy’s digital mortgage lending solution. The bidirectional integration seamlessly embeds eClosing features within the Encompass platform, simplifying the execution of hybrid or fully digital closings. This collaboration exemplifies a shared commitment to efficiency in the industry, making homeownership more accessible and streamlined.
Rolando Lora from The Washington Trust Company highlighted the significant efficiencies achieved through their partnership with Stavvy over the past three years. By fully utilizing the Encompass platform, they have improved digital lending operations from pre-close to post-closing.