Key takeaways
- The U.S. Bank Cash+ Visa Signature Card is a unique rewards credit card that includes decent benefits and excellent travel and emergency assistance.
- The introductory APR offer for both purchases and balance transfers may help you reach other financial goals.
- You can maximize the rewards of the U.S. Bank Cash+ Visa Signature Card by diligently tracking the bonus categories for maximum cash back.
The U.S. Bank Cash+® Visa Signature® Card* has a unique bonus category structure that makes it popular among cardholders who love customizable rewards. Cardholders can earn:
- 5 percent cash back in two chosen categories on up to $2,000 in combined purchases per quarter, then 1 percent
- 5 percent back on prepaid air, hotel, and car reservations through the U.S, Bank Rewards Center
- 2 percent cash back on one chosen everyday category
- 1 percent back on all other purchases
While this no-annual-fee card boasts a strong rewards structure, it’s pretty slim on additional benefits. It does, however, come with an introductory annual percentage rate (APR) offer for new purchases and balance transfers. Also, it’s a part of the Visa Signature credit card family, which means it comes with the perks that all Visa Signature cards offer.
U.S. Bank Cash+ benefits
You can get the following benefits from this U.S. Bank card:
Welcome offer
U.S. Bank offers new cardholders a $200 welcome bonus after you spend $1,000 in eligible purchases within the first 120 days of opening an account. That translates to spending around $250 a month in your first four months. For most, that’s fairly doable, making this card a great option for those who want a welcome bonus, also sometimes called a sign-up bonus, without spending a hefty amount to reach the required spending threshold.